Life happens. So as it does, I'm reminded of successes and failures of all kinds. We're all learning. This is life as it happens in the world of finance.
A financial plan is a formal document, stating goals & objectives, current financial status, inflation assumptions, market rate of return assumptions, time value of money costs, among other items. This document basically creates a...Read More
About a decade ago I had my first doctor client, and part of what they wanted to discuss was budgeting in order to save more. They just got new jobs and wanted some general planning for the sake of making good decisions. Software for...Read More
Medical residents and fellows have always been in an interesting situation. They are embarking on the foothills of their career and obtaining the skills and knowledge they need to press forward. They are likely in the most idealistic...Read More
Lately I’ve been introduced to clients with wildly unsuitable products and recommendations that have been implemented. It’s as if financial advice is solely intended to sell products, even if there is no need for products....Read More
The only people I work with are young doctors, so I guide people through their student loans quite often. I’ve spent months trying to understand the government student loan repayment logic. In short, sometimes it isn’t...Read More
One of the biggest secrets in the world of insurance is an “Umbrella Insurance” policy. It’s a secret for three main reasons: Consumers aren’t actively educated about it because the insurance marketplace is so...Read More